Student Loan Update: Did I Meet My 2018 Goal?

I don’t even know where to start with this post. I’ve had a lot going on over the past couple of months, hence my absence. Well, that, and the fact my introvert self is still a little uncomfortable, OK a lot uncomfortable, with posting about myself. In any case, I’ll go ahead and share how…

6 Lessons from 96 Year Old Millionaire Secretary

Earlier this month, the New York Times ran a story on Sylvia Bloom, a Brooklynite who amassed a fortune of over $9 million. Ms. Bloom, wasn’t an investment banker, a lawyer, or any stereotypical high earning New York employee. She was a secretary, who worked at the same law firm for 67 years, retiring at…

Easy Home Internet Access From Your Phone

On Saturday, I checked my mail and found out that my internet service provider was raising my monthly bill from $49.99 to $69.99 beginning Monday. So I went up to my apartment, called my provider immediately, and asked the representative to cancel my service by 12:00 AM on Monday. She offered me a rate of…

How Credit Card Companies Make Money

What’s in your wallet? It’s estimated that 70% of American consumers have at least one credit card. A recent NerdWallet study reports that the average household has a credit card balance of $15,564. Collectively, consumer debt amounts to about $1 trillion. The credit card industry is huge. According to Creditcards.com, of the 5,231 banks in…

How to Go From $0 to $500K in 11 Years

Do you need $1 million to retire?  I certainly don’t.  Don’t get me wrong, I’m not saying I wouldn’t love to have it, I’m only saying it’s not necessary for me to have.  As it stands, my annual expenses (not including student loan payments) are no more than $30,000.  I’m certain that, with a little…